Travel Advice - ATM and credit card notification
If you plan to travel internationally, consider
calling your ATM and credit card providers' security branches
before you depart to inform them that you will be using your card out of
- When ATM and credit card security personnel
notice an unusual pattern of activity related to your card, they may
call or email you, indicating there has been "suspicious activity" in
If you do not respond in a certain
period of time (usually days) they may invalidate your card, suspecting
- You can avoid this situation (and the possibility
of not being able to access your cash) by notifying your ATM and credit
card providers of your general plans in advance of the trip.
If you are concerned with the security of telling
someone you will be away from home, indicate that you might be called
away on business over the next month and that activity in countries A,
B, and C should not be cause for concern.
We have provided a note on this topic because of the
importance that ATM and credit cards have for travelers. In
addition, we had a personal experience with the issue.
- While traveling in Morocco several years ago, I
checked my voice mail and listened to a message from my bank,
indicating that there was unusual, international activity on my ATM.
The message continued that unless the Bank heard from me in 24 hours,
they would temporarily invalidate the card.
- I called them from Casablanca and let them know
that I was using my card in Northern Africa and would be doing so in
Asia in the weeks to come.
- I was glad that they were looking out for me,
but would have been seriously irritated if the bank had invalidated
- Since then, I always notify my credit card
and ATM issuers to avoid losing the use of my cards.
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